6HULHL:/7RXFK
/DSULPDSLDWWDIRUPDGLSDJDPHQWRPRELOH
SURJHWWDWDDQFKHSHULVHUYL]LEXVLQHVV
• 7UDVIRUPDLOWHUPLQDOHSHULSDJDPHQWL
LQPRELOLW¢LQXQSXQWRGLHURJD]LRQH
GLVHUYL]LLQWHUDWWLYL
• $XPHQWDODSURGXWWLYLW¢GHLPHUFKDQW
FRQDSSOLFD]LRQLGLEXVLQHVVRWWLPL]]DWH
• *HQHUDQXRYLULFDYLFRQDSSGLYHQGLWD
GLVHUYL]LDYDORUHDJJLXQWR
• 0LJOLRUDODXVHUH[SHULHQFHFRQ
XQ
HIILFDFHLQWHUIDFFLDWRXFKVFUHHQ
L:/7RXFKWUDVIRUPDLOWHUPLQDOHGLSDJDPHQWRLQXQSXQWRYHQGLWDLQWHUDWWLYRSRWHQGRHVHJXLUH
DSSOLFD]LRQLGLEXVLQHVVSHUVRQDOL]]DWHDXPHQWDQGRODSURGXWWLYLW¢GHLPHUFKDQW
6LFXUH]]DHFHUWLILFD]LRQL
'HVLJQHGHUJRQRPLD
/DVHULHL:/7RXFKULVSHWWDLSL»DOWLUHTXLVLWLGLVLFXUH]]DHGªFHUWLILFDWD
,QEDVHDOPRGHOORLWHUPLQDOLSRVVRQRSUHVHQWDUHXQGLVSOD\WRXFKVFUHHQGD
3&,376[65('L:/7RXFKªLOSULPRWHUPLQDOHWRXFKVFUHHQ3,1
FRQDQQHVVDWDVWLHUDWUDGL]LRQDOHRXQSL»DPSLRGLVSOD\WRXFKVFUHHQGD
HQWU\FKHUDJJLXQJHTXHVWROLYHOORGLFHUWLILFD]LRQH
FKHLQFRUSRUDDQFKHODWDVWLHUD/DVHPSOLFHHSLDFHYROHLQWHUIDFFLD
,WHUPLQDOLGLVSRQJRQRDQFKHGHOOHFHUWLILFD]LRQL&(&%(09FR/H/
FRQVHQWHDOFOLHQWHHDOO
HVHUFHQWHXQPLJOLRUHXVRGHOORVWUXPHQWRGL
9LVD3D\ZDYHH0DVWHU&DUG3D\3DVVSHUODJHVWLRQHGHOOHFDUWHEDQFDULH
SDJDPHQWRULGXFHQGRLULVFKLGLHUURUHRGLOHQWH]]DQHOO
HVHFX]LRQHGHL
QD]LRQDOLHLQWHUQD]LRQDOL/
LQVHULPHQWRGHO3,1DQFKHTXDQGRHIIHWWXDWR
FRPDQGLPHQWUHORVFKHUPRWUDQVIOHWWLYRRIIUHXQDYLVLELOLW¢XQLFDDQFKH
WUDPLWHWRXFKVFUHHQªVLFXURFRV®FRPHVRQRJDUDQWLWLWXWWLJOL
DOO
HVWHUQR/HIXQ]LRQLWRXFKVFUHHQDJHYRODQRO
HVHFX]LRQHGLRSHUD]LRQLLQ
DFFRUJLPHQWLLPSLHJDWLGDL:/7RXFKSHUODSURWH]LRQHGHOODOHWWXUDGHOOH
PRGDOLW¢VHOIVHUYLFHO
DFTXLVL]LRQHGLXQDILUPDHOHWWURQLFDRO
HVHFX]LRQHGL
FDUWHEDQFDULH
ILOPDWLHLPPDJLQLLQWHUDWWLYH/DEDWWHULDDVVLFXUDXQDOXQJDGXUDWD
JDUDQWHQGRROWUHWUDQVD]LRQL
$FFHWWDRJQLVWUXPHQWRGLSDJDPHQWR
&RQQHWWLYLW¢
/DVHULHL:/7RXFKSHUPHWWHLSDJDPHQWLDWWUDYHUVRRJQLWLSRORJLDGLVWUXPHQWR
GLSDJDPHQWRVLDFDUWHDEDQGDPDJQHWLFDFKHFDUWH&KLS3LQHFRQWDFWOHVVH
/DVHULHL:/7RXFKVXSSRUWDGLYHUVLPRGXOLGLFRPXQLFD]LRQH*60*356*
DQFKHWHOHIRQL1)&,OWHUPLQDOHFRQVHQWHLQROWUHO
DFTXLVL]LRQHGHOODILUPD
8076UDGLR%OXHWRRWKH:L)LDQFKHLQFRPELQD]LRQHWUDORURPLJOLRUDQGRGL
HOHWWURQLFDGHOFOLHQWH
IDWWRODTXDOLW¢GHOVHUYL]LRHDPSOLDQGROHRSSRUWXQLW¢GLLPSLHJRDGHVHPSLR
**356%OXHWRRWK
*HQHUDUHQXRYLEXVLQHVV
7HOLXP
L:/7RXFKªORVWUXPHQWRLGHDOHSHUHVHJXLUHIXQ]LRQLDYDORUHDJJLXQWRTXDOL
ODJHVWLRQHGHOOR\DOW\ODULFDULFDGLFDUWHSUHSDJDWHODVHOH]LRQHGLSURGRWWLGD
7HOLXPªODPLJOLRUHSLDWWDIRUPDSHUODIRUQLWXUDGLVHUYL]LGLSDJDPHQWRH
SUHQRWDUHODGHPDWHULDOL]]D]LRQHGLFRQWUDWWLHPROWHDOWUHDSSOLFD]LRQL
DSSOLFD]LRQLSX´IDFLOPHQWHJHVWLUHOLEUHULHJUDILFKHWRXFKVFUHHQHFRQWHQXWL
ULFKLHVWHGDLVLQJROLPHUFDWLYHUWLFDOL
PXOWLPHGLDOLULVSRQGHQGRDOOHULFKLHVWHVHPSUHFUHVFHQWLGLDSSOLFD]LRQLSHUL
6HULHL:/7RXFK
L:/7RXFK
L:/7RXFK
3URFHVVRUH
$50&U\SWR$50
•
•
0HPRULD
0%5$00%)ODVK
•
•
0LFUR6'ILQRD*%
•
6,0
'XDO6,0
2S]LRQDOH
2S]LRQDOH
6$0
,'
/HWWRULGLFDUWH
%DQGDPDJQHWLFDWUDFFH,62
6PDUWFDUG,62
&HUWLILFDWR(09/
&HUWLILFDWR(09/
&RQWDFWOHVV,62$%
2S]LRQDOH
2S]LRQDOH
&DUDWWHULVWLFKH
7)7/&'WUDVPLVVLYRGD
49*$[SL[HO
FRORUL
/&'WUDQVIOHWWLYRGD
+9*$[SL[HO
FRORUL
'LVSOD\
&RQQHWWLYLW¢
7DVWLHUD
•
7RXFKVFUHHQFDSDFLWLYR
•
:LUHOHVV
*356R**356
%OXHWRRWKHR:L)L
:$1/$1
*356R**356
%OXHWRRWKHR:L)L
:$1/$1
:LUHG
0LFUR86%WLSR$%
+RVW6ODYH
0LFUR86%WLSR$%
+RVW6ODYH
7DVWLUHWURLOOXPLQDWL
IXQ]LRQDOL
7LSRORJLD
)LVLFDWRXFKVFUHHQ
(PXOD]LRQHGHOOD
WDVWLHUDVXWRXFKVFUHHQ
•
•
•
$XGLR
$OWRSDUODQWH%X]]HU
6WDPSDQWH
9HORFLW¢LQOLQHHDOVHFRQGR
OV
5RWROLQRGLFDUWD
šRPP
šRPP
5LFDULFDGLUHWWDRSHU
DOLPHQWDUHODEDVH
9$
9$
$OLPHQWDWRUHGDDXWR
9$RS]LRQDOH
9$ŭRS]LRQDOH
$OLPHQWD]LRQH
%DWWHULD
'LPHQVLRQL
URWROLQRGLFDUWDšPP
URWROLQRGLFDUWDšPP
3HVR
%DVLGLVSRQLELOL
&RQQHVVLRQL
VHULDOLVXEDVH
&RQGL]LRQLGL
IXQ]LRQDPHQWR
&HUWLILFD]LRQL
OV
/L,RQ P$K
/L,RQP$K
PP[PP[PP
PP[PP[PP
PP[PP[PP
PP[PP[PP
J
J
SHUYHUVLRQL*356RS]LRQDOH
6RORULFDULFD
0
SHUYHUVLRQL*356RS]LRQDOH
(0
SHUYHUVLRQL*356RS]LRQDOH
SHUYHUVLRQL*356RS]LRQDOH
%(0
SHUYHUVLRQL%OXHWRRWK
SHUYHUVLRQL%OXHWRRWK
56
86%
7HPSHUDWXUDGL
IXQ]LRQDPHQWR
r&r&
r&r&
8PLGLW¢
Dr&QRQFRQGHQVDQWH
Dr&QRQFRQGHQVDQWH
&(5R+6
3&,376[65('
(90FR/H/
&RQWDFWOHVV3D\3DVVH
3D\ZDYH
&RQVRU]LR%DQFRPDW&%
Ingenico Italia S.p.A.
9LD*6WHSKHQVRQ$0LODQR
7HO)D[
ZZZLQJHQLFRLW
6HULHL:/7RXFK,7$Y$OOULJKWVUHVHUYHG7KLVGRFXPHQWLVQRWELQGLQJDQGWKHVSHFLILFDWLRQVDERYHFDQEHPRGLILHGZLWKRXWSULRUFRQVHQWk
VHUYL]LGLEXVLQHVV