BANCA POPOLARE ETICA
Giving credit to social economy
7th
Berlin,
- 8th May 2008
HISTORY
 80’s: first experience of ethical finance in Italy with financial
cooperative associations (transparency and mutuality);
 1989: Etimos Consortium was formed, under the name of CTMMag;
 1994: 22 non profit organisations founded “L’Associazione Verso
la Banca Etica”;
 1995: the association was transformed in “Cooperativa Verso la
Banca Etica”;
 1999: Banca Etica opened its first branch office in Padova
MEMBERS
28 thousands of members, of which 4.000 corporate body:
 associations: CISL; AGESCI; ACLI; Gruppo Abele; Emmaus
International and Italy;
 co-operatives, social co-operatives: CGM, ABN, GESCO, Legacoop,
Coopfond, Conapi;
 foundations and organisations non-profit: NGO’s as Médecin Sans
Frontières, Amnesty International;
 Religious order: Missio Religious Foundation, Caritas; Justice and
Solidarity Foundation; Istituto Centrale Sostentamento al Clero; 25
dioceses - 30 CARITAS - 300 parishes;
 Public administration: 9 Region - 300 Provinces - 40 Municipalities.
 Organic food (AIAB) and renewable energies
STRUCTURE
Institutional Bodies
 shareholders’ general
assembly
 board of directors
 executive committee
 board of auditors
 committee of guarantors
 direction
 operational office
 branch offices
Associative structure:
 64 territorial
organisation of
shareholders
Ethical Committee
THE NET OF BANCA ETICA
 12 Branches and 3 more
opening;
 26 Financial Promoters;
 64 Local Shareholders
Groups;
 153 employees and coworkers
Update 31st March 2008
ACTIVITY
 Banca Etica manages savings raised from citizens, organisations,
companies and institutions in general, and invests them in initiatives
pursuing both social/environmental and economic objectives.
 The Bank finances organisations operating in one of the following areas:
 Social Co-operation
 International Co-operation
 Environment
 Culture and civil society:
EVOLUTION OF BANCA ETICA
From a one-product and one-branch bank…
 …to the progressive development of the range of products and
services to give to possibility to the customers and to the
members to use Banca Etica as only financial institute;
 …to the growth of the net of branches and financial promoters of
Banca Etica, to physically reach the existing and potential
customers.
SAVING ACTIVITY
From the offer of the subscription of Bond Issues of the bank and
Certificate of Deposit…
 to the offer of all the classical banking services with the possibility for the
customers to dedicate the saving to one of the four sector in which the
bank invest: social cooperation, environmental safeguard, co-operation
for development in the South of the world, cultural and educational
initiatives.
 To the progressive creation of products and services dedicated to
customers that work with foreign countries and for customers not resident
in Italy
SERVICES
 bank accounts, for individuals and organisations, and further
services such as direct debit cards, credit cards, home banking,
credit transfer in Italy and abroad, bancalight (banking operations
management from the mobile phone), internet banking;
 certificates of deposit;
 saving books;
 debentures, bonds;
 investment funds “Responsible Values” of Etica Sgr;
 foreign services: bank accounts and related services (e.i.
transfers).
BANCA ETICA’S CARDS
NEW CARDS....
Affinity card dedicated to
Economia di Comunione
Pre-paid card
dedicated to
FairTrade Transfair
Italia
KEY FIGURES
 NUMBER OF SHARESHOLDERS:
associations
individuals
28.500
4.100
24.400
 STOCK CAPITAL SUBSCRIBED:
20.300.000 €
35.000.000 €
 TOTAL VALUE OF SAVINGS:
500.000.000 €
 Number of banking account:
16.000
 LOANS:

373.000.000 €
2.000
Total equity:
 INVESTMENT FUNDS
total value:
n. of loans:
210.000.000 €
Update March 2008
Thank you
for your attention