&2'$3 'RPDQGDGLDVVHJQRRUGLQDULRGLLQYDOLGLWj 3HURWWHQHUHO¶DVVHJQRROWUHDSRVVHGHUHLUHTXLVLWLULFKLHVWLVDQLWDULHFRQWULEXWLYLGRYUjFRPSLODUHWXWWHOHSDUWLGHL PRGXOLULWHQXWHLQGLVSHQVDELOLFRQWUDVVHJQDWHGDXQDFRUQLFHEOX /DSUHJKLDPRLQROWUHGLOHJJHUHFRQDWWHQ]LRQHDQFKHOHSDUWLFKHULJXDUGDQRODULFKLHVWDGLDOWULGDWLHGRFXPHQWD]LRQH /DGRPDQGDFRPSLODWDGHYHHVVHUHFRQVHJQDWDDOO¶XIILFLR,QSVGHOODVXD]RQDRLQYLDWDSHUSRVWDRSUHVHQWDWDWUDPLWH XQ(QWHGLSDWURQDWRFKHRIIUHDVVLVWHQ]DJUDWXLWD6HQRQKDLUHTXLVLWLFRQWULEXWLYLULFKLHVWLHO¶LQYDOLGLWjqVWDWDFDXVD WDGDDWWLYLWjODYRUDWLYDVHQ]DGLULWWRDUHQGLWD,QDLOSXzULFKLHGHUHO¶DVVHJQRSULYLOHJLDWRGLLQYDOLGLWj 6DUjFRQWDWWDWRGDXQQRVWURIXQ]LRQDULRSHUVWDELOLUHLOJLRUQRHO¶RUDGHOODYLVLWDPHGLFD4XHVWDGRPDQGDSXzYDOHUH DQFKHFRPHULFKLHVWDGLDXWRUL]]D]LRQHDOODSURVHFX]LRQHYRORQWDULDQHOFDVRLQFXLODGRPDQGDGLDVVHJQRVLDUHVSLQ WDLQDVVHQ]DGHLUHTXLVLWLFRQWULEXWLYL 'DWLHGRFXPHQWD]LRQHLQGLVSHQVDELOLSHUODOLTXLGD]LRQHGHOODSHQVLRQHDUWLFRORFRPPD/HJJH FRSLDGLGRFXPHQWRGLLGHQWLWjGHOULFKLHGHQWHGDDOOHJDUHDOODGRPDQGD DXWRFHUWLILFD]LRQHGHOORVWDWRFLYLOHHGHOORVWDWRGLIDPLJOLD GDWLDQDJUDILFLHFRGLFHILVFDOHGHOFRQLXJH GDWLVXOODVLWXD]LRQHDVVLFXUDWLYDFKHQRQVLDQRSUHVHQWLQHOO¶HVWUDWWRFRQWULEXWLYR GRFXPHQWD]LRQHFKHDWWHVWLODWLWRODULWjGLUHQGLWD,1$,/PRGXORUHQGLWD,1$,/ 'RFXPHQWD]LRQHGDDOOHJDUHSHUULFKLHVWHDJHYROD]LRQLVLWXD]LRQLSDUWLFRODUL 6HGHYHFKLHGHUHXQDSHQVLRQHLQWHJUDWDDOWUDWWDPHQWRPLQLPRODPDJJLRUD]LRQHVRFLDOHRLWUDWWDPHQWLGLIDPLJOLDGHYH SUHVHQWDUHODGLFKLDUD]LRQHUHGGLWXDOHPRGXOR5('PRGXORSUHVWD]LRQLDFFHVVRULH'HYHLQROWUHSUHVHQWDUH,OPRGXOR 5('DLILQLGHOO¶LQFXPXODELOLWjGHOO¶DVVHJQRFRQLUHGGLWLGDODYRUR 6HqXQLQYDOLGRSXzFKLHGHUHSDUWLFRODULDJHYROD]LRQLSHUDXPHQWDUHO¶DQ]LDQLWjFRQWULEXWLYDPRGXORDJHYROD]LRQL 6HKDIDWWRLOVHUYL]LRPLOLWDUHVLULFRUGLGLDOOHJDUHDTXHVWRPRGXORLOIRJOLRPDWULFRODUH6HQHqVSURYYLVWRSXzSUHVHQWDUH XQ¶DXWRFHUWLILFD]LRQH 6HKDGHLSHULRGLGLPDWHUQLWjRGLPDODWWLDDQWHULRULDOSHURWWHQHUQHO¶DFFUHGLWRSXzSUHVHQWDUHXQ¶DXWRFHUWLILFD]LRQH 6HqVWDWRDXWRUL]]DWRDOYHUVDPHQWRGHLFRQWULEXWLYRORQWDULGHYHSUHVHQWDUHFRSLHGHJOLXOWLPLEROOHWWLQLGLSDJDPHQWRVHL SHULRGLPDQFDQRVXOVXRHVWUDWWRFRQWULEXWLYR 6HKDIDWWRGLUHFHQWHODULFKLHVWDGLULVFDWWRGLODXUHDRGLODYRURDOO¶HVWHURGLUHQGLWDYLWDOL]LDRGLULFRQJLXQ]LRQHGHYHDOOHJD UHOHFRSLHGHLEROOHWWLQLGLYHUVDPHQWRVRORVHLSHULRGLQRQULVXOWDQRVXOVXRHVWUDWWRFRQWULEXWLYR 6HqODYRUDWRUHGRPHVWLFRGHYHSUHVHQWDUHOHFRSLHGHLEROOHWWLQLULJXDUGDQWLJOLXOWLPLWULPHVWULGLODYRURVRORVHLSHULRGL PDQFDQRVXOVXRHVWUDWWRFRQWULEXWLYR 6H q DUWLJLDQR R FRPPHUFLDQWH GHYH SUHVHQWDUH XQ¶DXWRFHUWLILFD]LRQH SHU LQGLFDUH L UHGGLWL GL LPSUHVD UHODWLYL DJOL XOWLPL TXDWWUR DQQL LQROWUH GHYH FRPSLODUH LO PRGXOR SHU OD ULSDUWL]LRQH GHL UHGGLWL GL LPSUHVD FRQ FROODERUDWRUL SHU LO SHULRGR JHQQDLRJLXJQRRSSXUHQHOFDVRFRQWLQXLDVYROJHUHDWWLYLWjGLODYRURDXWRQRPRGLLPSUHVDSURIHVVLRQDOHRGL FROODERUD]LRQHFRRUGLQDWDRDSURJHWWRGHYHGLFKLDUDUHLUHGGLWLSUHYLVWLSHUO¶DQQRLQFRUVRPRGXORUHGGLWLLPSUHVD 3XzXWLOL]]DUHPRGXOLGLGHOHJDVHLQWHQGHDYYDOHUVLGHOO¶DLXWRGLXQSDWURQDWRVHLQWHQGHGHVWLQDUHGHOOHTXRWHGLSHQVLRQH DG XQ VLQGDFDWR VH LQWHQGH GHOHJDUH XQD SHUVRQD GL ILGXFLD SHU ULVFXRWHUH OD SHQVLRQH PRGXOR GHOHJDSDWURQDWR GHOHJDVLQGDFDWRGHOHJDULVFRVVLRQHSHQVLRQH $OO LQWHUQRGLTXHVWRPRGXORVLFKLHGHGLLQGLFDUHROWUHDOODUHVLGHQ]DDQFKHODEDQFDRO XIILFLRSRVWDOHSHUODULVFRVVLRQH GHOODSHQVLRQH6HGRSRDYHUSUHVHQWDWRODGRPDQGDTXHVWLGDWLGRYHVVHURFDPELDUHGHYHFRPXQLFDUORFRQJOLDSSRVLWL PRGXOLPRGXORUHVLGHQ]DPRGXORSRVWDPRGXOREDQFD 6HO¶LQYDOLGLWjqVWDWDGHWHUPLQDWDLQWXWWRRLQSDUWHGDWHU]LGHYHHVVHUHFRPSLODWDXQDGLFKLDUD]LRQHFKHFRQVHQWDDOO¶,QSV GLULYDOHUVLQHLFRQIURQWLGHOUHVSRQVDELOHPRGXOR$6 0RGXOLHVFKHPLGLDXWRFHUWLILFD]LRQHGLVSRQLELOLSUHVVRLQRVWULXIILFLRVXOVLWRZZZLQSVLW PROTOCOLLO COD. AP59 Assegno di invalidità - 1/10 ALLA SEDE DI COGNOME NOME CODICE FISCALE NATO/A IL A GG/MM/AAAA PROV. STATO PROV. STATO CITTADINANZA RESIDENTE IN CAP INDIRIZZO TELEFONO CELLULARE E-MAIL CHIEDO Assegno privilegiato di invalidità Pensione di invalidità specifica Pensione di invalidità a carico del seguente stato estero STATO CIVILE Barrare la casella corrispondente Celibe/Nubile Separato/a dal (gg/mm/aaaa) Vedovo/a dal (gg/mm/aaaa) Coniugato/a dal (gg/mm/aaaa) Divorziato/a dal (gg/mm/aaaa) DATI DEL CONIUGE NOME COGNOME CODICE FISCALE A Data ___________________ NATO/A IL PROV. GG/MM/AAAA STATO Firma _____________________________________________________ &2'$3 $VVHJQRGLLQYDOLGLWj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j10 %DUUDUHODFDVHOODFRUULVSRQGHQWH ',&+,$52 GLDYHUHVYROWRDWWLYLWjODYRUDWLYDFRPH ODYRUDWRUHGLSHQGHQWHLVFULWWRDOO¶DVVLFXUD]LRQHJHQHUDOHREEOLJDWRULD ODYRUDWRUHGLSHQGHQWHLVFULWWRDOIRQGRVSHFLDOH LQGLFDUHLOQRPHGHOIRQGRYRORHOHWWULFLWHOHIRQLFLHFF DUWLJLDQR FRPPHUFLDQWH FROWLYDWRUHGLUHWWRPH]]DGURHFRORQR FROODERUDWRUHFRRUGLQDWRRSURIHVVLRQLVWDDELWXDOH GLQRQVYROJHUHDOFXQDDWWLYLWjODYRUDWLYDGDOJJPPDDDD GLDYHUYDULDWROHPDQVLRQLSHUPRWLYLGLVDOXWH PDQVLRQLVYROWHSULPDGHOODYDULD]LRQH GDWDGHOODYDULD]LRQHJJPPDDDD GLHVVHUHDVVHQWHGDOODYRURSHUPDODWWLDRLQIRUWXQLR LQL]LRGHOO¶DVVHQ]DJJPPDDDDPRWLYRGHOO¶DVVHQ]D GLVYROJHUHO¶DWWLYLWjODYRUDWLYDGLSHQGHQWHGDOJJPPDDDD TXDOLILFD GLVYROJHUHDWWLYLWjODYRUDWLYDDXWRQRPDFRPH DUWLJLDQRGDO FRPPHUFLDQWHGDO FROWLYDWRUHGLUHWWRFRORQRRPH]]DGURGDOJJPPDDDD FROODERUDWRUHFoRUGLQDWRHFXQWLQXDWLYRGDOJJPPDDDD GLDYHUVYROWRODYRURVRWWHUUDQHRLQPLQLHUDGDOJJPPDDDDDO GLDYHUVYROWRDWWLYLWjODYRUDWLYDDOO¶HVWHUR 6WDWR GDODOJJPPDDDD 6WDWR GDODOJJPPDDDD GLQRQDYHUHDOWUHSHQVLRQLGDSDUWHGHOOR6WDWRRGLDOWUL(QWL,WDOLDQLRHVWHUL &2'$3 $VVHJQRGLLQYDOLGLWj10 ',&+,$52 GLDYHUHDOWUHSHQVLRQLGDSDUWHGHOOR6WDWRRGLDOWUL(QWL,WDOLDQLRHVWHUL (QWHR6WDWR(VWHUR QSHQVLRQH 3HQVLRQHGLUHWWD3HQVLRQHDLVXSHUVWLWL GHFRUUHQ]DJJPPDDDD (QWHR6WDWR(VWHUR QSHQVLRQH 3HQVLRQHGLUHWWD3HQVLRQHDLVXSHUVWLWL GHFRUUHQ]DJJPPDDDD GLDYHUSUHVHQWDWRGRPDQGDGLDOWUDSHQVLRQHDFDULFRGHOOR6WDWRRGLDOWUL(QWL,WDOLDQLRHVWHUL 7UDWWDPHQWRULFKLHVWR (QWHDOTXDOHqVWDWDSUHVHQWDWDODGRPDQGD DSDUWLUHGDOJJPPDDDD GLHVVHUHWLWRODUHGLUHQGLWD,QDLODOOHJRODGLFKLDUD]LRQHULODVFLDWDGDOO¶,QDLO O¶LQDELOLWjqVWDWDGHWHUPLQDWDGDUHVSRQVDELOLWjGLDOWULDOOHJDUHLOPRGXOR$6GLVSRQLELOHVXOVLWRZZZLQSVLW GDWLGHOUHVSRQVDELOH QRPHFRJQRPHQDWRDLOJJPPDDDD FLWWjLQGLUL]]RFDS LPSUHVDDVVLFXWDWULFHSROL]]DQ GLDYHUSUHVWDWRVHUYL]LRPLOLWDUHRVHUYL]LRHTXLSDUDWRSHUSHULRGLGLFXLFKLHGRO¶DFFUHGLWRILJXUDWLYR DOOHJRLOIRJOLRPDWULFRODUHRDXWRFHUWLILFD]LRQH LOIRJOLRPDWULFRODUHRO¶DXWRFHUWLILFD]LRQHqVWDWRJLjSUHVHQWDWR LOJJPPDDDDSURWRFROORQ GLDYHUSHUFHSLWRSUHVWD]LRQLSHUPDODWWLHVSHFLILFKHDVVHJQRSHUODFXUDGHOODWXEHUFRORVL GDODOJJPPDDDD GLDYHUSUHVHQWDWRGRPDQGDGLULVFDWWRSHU FRUVROHJDOHGLODXUHD LOJJPPDDDDSURWRFROORQ SHULRGLVFRSHUWLGLDVVLFXUD]LRQH LOJJPPDDDDSURWRFROORQ DOWULPRWLYLODYRURDOO¶HVWHURJUDYLGDQ]DHSXHUSHULRHFF LOJJPPDDDDSURWRFROORQ GLDYHUSUHVHQWDWRGRPDQGDGLULFRQJLXQ]LRQHGLSHULRGLDVVLFXUDWLYL LOJJPPDDDDSURWRFROORQ &+,('2 O¶DFFUHGLWRGHLFRQWULEXWLILJXUDWLYLHRO¶LQWHJUD]LRQHGHOOHUHWULEX]LRQLULGRWWHHDOOHJRODUHODWLYDGRFXPHQWD]LRQHSHU JUDYLGDQ]DHSXHUSHULRDXWRFHUWLILFD]LRQH PDODWWLDRLQDELOLWjWHPSRUDQHDDOODYRURGHULYDQWHGDLQIRUWXQLRGLGXUDWDVXSHULRUHDJLRUQLFHUWLILFDWR,QDLO COD. AP59 Assegno di invalidità - 5/10 Dichiarazione per il diritto alle detrazioni d’imposta (art. 11 e 12 del TUIR - DPR 917/1986 e successive modificazioni) Dichiaro di aver diritto alla detrazione di imposta, a decorrere dal ______________ (gg/mm/aaaa) Detrazioni e agevolazioni personali (articoli 13 e 11 del Testo unico sui redditi) per redditi di lavoro dipendente, assimilati e di pensione perchè alla formazione del reddito annuo complessivo concorrono soltanto redditi da pensione non superiori a 7.500 euro, solo redditi di terreni per un importo non superiore a 185,92 euro annui e il reddito dell’unità immobiliare adibita ad abitazione principale e delle relative pertinenze Detrazioni per carichi di famiglia (articolo 12 del Testo unico sui redditi) per il coniuge a carico non legalmente ed effettivamente separato con reddito annuo non superiore a 2.840,51 euro (al lordo degli oneri deducibili previsti dall’art. 10 del Testo unico imposte sui redditi) per il primo figlio a carico in assenza del coniuge compresi i figli naturali riconosciuti, i figli adottivi e gli affidati e affiliati che posseggano un reddito annuo non superiore a 2.840,51 euro (al lordo degli oneri deducibili di cui all’art. 10 del Testo unico imposte sui redditi) Detrazioni per i figli a carico COGNOME NOME NATO/A IL CODICE FISCALE PROV. A al 100% al 50% minore di 3 anni disabile NATO/A IL CODICE FISCALE PROV. A al 50% minore di 3 anni GG/MM/AAAA STATO disabile COGNOME NOME NATO/A IL CODICE FISCALE PROV. A al 100% STATO COGNOME NOME al 100% GG/MM/AAAA al 50% minore di 3 anni GG/MM/AAAA STATO disabile COD. AP59 Assegno di invalidità - 6/10 Dichiarazione per il diritto alle detrazioni d’imposta (art. 11 e 12 del TUIR - DPR 917/1986 e successive modificazioni) Primo figlio a carico in assenza del coniuge (L’assenza del coniuge si verifica quando l’altro genitore è deceduto o è separato o non ha riconosciuto i figli naturali) COGNOME NOME NATO/A IL CODICE FISCALE PROV. A GG/MM/AAAA STATO Altri familiari a carico che posseggano un reddito annuo non superiore a 2.840,51 euro (al lordo degli oneri deducibili di cui all’art. 10 del TUIR) COGNOME NOME NATO/A IL CODICE FISCALE PROV. A a carico dal (gg/mm/aaaa) ____________ al 100% al 50% STATO altra aliquota _____% COGNOME NOME NATO/A IL CODICE FISCALE PROV. A a carico dal (gg/mm/aaaa) ____________ GG/MM/AAAA al 100% al 50% GG/MM/AAAA STATO altra aliquota _____% Questa parte deve essere compilata solo da chi risiede in Veneto o in Lombardia Dichiaro sotto la mia responsabilità di aver diritto alla riduzione dell’aliquota di addizionale regionale per la: Regione Lombardia (Legge Regionale 14 luglio 2003, n. 10) perché possiedo redditi non superiori a € 10.329,14, derivanti esclusivamente da pensioni e dall’unità immobiliare adibita ad abitazione principale e sue pertinenze, al netto degli oneri deducibili. Regione Veneto (Legge Regionale 21 dicembre 2006, n. 27) perché possiedo un reddito imponibile non superiore a 50.000,00 euro ed ho a carico tre figli (la soglia del reddito imponibile è innalzata di euro 10.000,00 per ogni figlio a carico oltre il terzo). perché possiedo un reddito imponibile, non superiore a 45.000,00 euro ed ho a carico fiscalmente un disabile (articolo 12 del Decreto del Presidente della Repubblica 22 dicembre 1986, n. 917). perché sono un disabile con un reddito imponibile non superiore a 45.000,00 euro (per disabile si intende il soggetto in situazione di handicap ai sensi dell’articolo 3 della legge 5 febbraio 1992, n. 104). &2'$3 $VVHJQRGLLQYDOLGLWj710 5LFKLHVWDGLSDJDPHQWRGHOODSHQVLRQHSUHVVREDQFD $*(1=,$1 %$1&$ ,1',5,==2 &2',&($%, &2',&(&$% &+,('2,/3$*$0(172 %DUUDUHODFDVHOODFRUULVSRQGHQWH $//263257(//2 &21$66(*12&,5&2/$5( 68/0,2&2172&255(17(%$1&$5,2120,1$7,92 6H LO SDJDPHQWR q ULFKLHVWR FRQ DFFUHGLWR VX FRQWR FRUUHQWH EDQFDULR QRPLQDWLYR R VX OLEUHWWR ULVSDUPLR QRPLQDWLYRODEDQFDGHYHFRPSLODUHODSDUWHVRWWRVWDQWH &2',&(,%$1 &2',&(%,& GDWD WLPEURGHOODEDQFD ILUPDGHOIXQ]LRQDULR 68/0,2/,%5(772',5,63$50,2120,1$7,92 &2',&(,%$1 &2',&(%,& LQGLFDUHLFRGLFL,%$1H%,&VRORVHXWLOL]]DWL GDWD WLPEURGHOODEDQFD ILUPDGHOIXQ]LRQDULR 68&$57$35(3$*$7$ VRORSHU%DQFD,QWHVDQHOOHFLWWjGL%RO]DQR&DJOLDUL,PSHULD3DYLD3RPH]LD3RWHQ]D6DOHUQR9LJHYDQR $*(1=,$1 %$1&$,17(6$ ,1',5,==2 &,77$¶ &$3 &2',&($%, GDWD ILUPDGHOIXQ]LRQDULR &2',&(&$% 1&$57$ WLPEURGHOODEDQFD COD. AP59 Assegno di invalidità - 8/10 Richiesta di pagamento della pensione presso Poste Italiane N. UFFICIO POSTALE DI INDIRIZZO CAP CITTA’ CODICE ABI CODICE CAB/FRAZIONARIO (i codici ABI e CAB/FRAZIONARIO sono forniti dall’ufficio postale) CHIEDO IL PAGAMENTO Barrare la casella corrispondente ALLO SPORTELLO Se il pagamento è richiesto con accredito su libretto di risparmio nominativo o su conto corrente nominativo, l'ufficio postale deve compilare la parte sottostante. SUL MIO LIBRETTO DI RISPARMIO NOMINATIVO N. timbro d’ufficio postale data firma del funzionario SUL MIO CONTO CORRENTE POSTALE NOMINATIVO CODICE IBAN CODICE BIC timbro d’ufficio postale data firma del funzionario CON INPSCARD Allo sportello postale si può richiedere INPSCARD, una carta elettronica sulla quale è possibile accreditare direttamente e gratuitamente la pensione ogni mese. &2'$3 $VVHJQRGLLQYDOLGLWj910 (OHQFRGRFXPHQWLDOOHJDWL 'LFKLDURGLDYHUFRPSLODWRTXHVWRPRGXORQHOOHSDUWLVHJQDODWHFRPHLQGLVSHQVDELOLHGLDYHUHDOOHJDWRODVHJXHQWHGRFXPHQ WD]LRQH &RSLDGLXQGRFXPHQWRGLLGHQWLWj 'LFKLDUD]LRQHULODVFLDWDGDOO¶,QDLO &RSLDVHQWHQ]DGLVHSDUD]LRQHRGLYRU]LR 0RGXOR$6 0RGXORUHGGLWL,PSUHVD $XWRFHUWLILFD]LRQHSHULRGLGLPDWHUQLWjRGLPDODWWLD 0RGXOR5(' &RSLDGHLEROOHWWLQLGLSDJDPHQWRGL 0RGXORSUHVWD]LRQLDFFHVVRULH 9HUVDPHQWLYRORQWDUL 0RGXORGHOHJDSDWURQDWR 5LVFDWWRODXUHD 0RGXORGHOHJDVLQGDFDWR 5HQGLWDYLWDOL]LD 0RGXORGHOHJDULVFRVVLRQHSHQVLRQH 5LFRQJLXQ]LRQH 0RGXORUHVLGHQ]D /DYRURDOO HVWHUR 0RGXORSRVWD 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